Role : Auto Finance BSA
Location: Plano, TX
FTE ONLY
Job Description
Must Have Technical/Functional Skills
· Requirements Management: Elicit and document detailed business and functional requirements (BRDs/FRDs) for loan/lease origination and servicing systems.
· Account Lifecycle Support: Support end-to-end workflows including dealer onboarding, underwriting, funding, payment processing, collections, and lease-end remarketing.
· Financial Configuration: Analyze and validate complex financial calculations such as APR, lease money factors, residual values, and amortization schedules.
· System Optimization: Identify gaps in current lending capabilities and recommend technical solutions or process improvements to enhance the customer and dealer experience.
· UAT & Quality Assurance: Create comprehensive test plans and lead User Acceptance Testing (UAT) to ensure system updates meet business needs without impacting account accuracy.
· Data Analysis: Use SQL or other data tools to troubleshoot system issues, perform root cause analysis, and generate reports on portfolio performance.
· Required Qualifications-
Roles & responsibilities
· Exceptional analytical and problem-solving abilities, with precision and attention to detail.
· Strong communication skills to articulate complex concepts to diverse stakeholders.
· Proficiency in data analysis tools and advanced Excel skills (Macros are a plus).
· Ability to adapt to a fast-paced, dynamic environment and manage multiple high-impact initiatives.
· 5+ years of experience as a BSA specifically within the Auto Finance or consumer lending industry.
· Direct experience with Loan Origination Systems (LOS) and Servicing Platforms (e.g., defi SOLUTIONS, Dealertrack, RouteOne).
· Deep understanding of both indirect and direct lending models for loans and leases.
· Technical Skills:
· Proficiency in SQL for data extraction and system validation.
· Experience in Agile/Scrum environments using tools like JIRA and Confluence.
· Advanced Excel skills for financial modeling and data reconciliation.
· Soft Skills: Strong analytical thinking, attention to detail, and the ability to communicate technical requirements to non-technical stakeholders.-